Testemunhos

Agradecemos pelos generosos testemunhos públicos e perfeitamente identificados (90+) sobre toda nossa carreira, portfólio de serviços e transparência de nosso trabalho apresentados em vídeo e texto mais abaixo: 


"Estou usando os serviços de Gestão Digital oferecidos pelo Octavio Pitaluga há pouco mais de um mês. Com rápida ampliação dos contatos, aliada à ferramenta de CRM, está sendo possível segmentar e me comunicar rapidamente, de forma objetiva e direta, com os diferentes públicos. A atenção diária, o contato permanente, as ideias e sugestões tanto para melhorar a acessibilidade ao site Viva Plenamente, como para a comunicação com o público alvo, mostraram o quanto se pode fazer para a efetividade do negócio, pelo próprio feed-back dos contatos. Resumindo, a gestão ativa é o grande diferencial e o que está me encantando." – Myrian Lund

"Octavio is one of the smartest and most likeable guys I´ve had the pleasure of working with. A very good person to know and to do business with. I can fully attest to the acuity, intelligence, motivation and networking skills that Octavio possess. He truly thinks outside of the box. He takes a vision to the next level, which is presently demonstrated in his outlook for his company, TEN - Top Executives Net. I wholeheartedly recommend Octavio". July 3, 2012, Taynah Reis, CEO Nexthunder and Founder of All Be Tuned. 

"Um mundo infinito de possibilidade...Inúmeras idéias...Tem momentos da vida em que surgem tantas idéias que não é fácil estabelecer um limite... E foi num momento desses que encontrei o Octavio. Estava procurando alguém que me ensinasse a usar as ferramentas do LinkedIN e acabei descobrindo que ele fazia Coaching também. Sua percepção rápida e objetiva me impressionou e resolvi fazer o coaching contando com sua objetividade para fazer foco frente às minhas idéias. Foram apenas 5 sessões até o momento e nesse pequeno espaço de tempo já conseguimos equacionar questões que vinham há meses passeando pela minha mente. Obrigada, Octavio! Que você possa ajudar outras pessoas, que neste mundo corrido, muitas vezes, sem perceber deixam o tempo passar sem realizar seus sonhos!" 3 de Março de 2012., 
Pamela Jaque, Diretora de Criação de Projetos de Treinamento e Educação por meios digitais, bijaGAM.

"I have used Octavio´s coaching services. His meaningful advices are helping me redirect my career and change my attitude towards networking and business. Octavio is trustworthy, sincere, polite and always welcome people with outstreched arms. I recommend him as a coach and as a friend.  Aldo Mattos

"Tinha um sério problema de relacionamento, o qual estava com a leitura distorcida da situação. Octavio me fez ver que nossos códigos estavam desalinhados. Ele atuou como um decodificador. Mudei minhas palavras, atitudes e reações. Obtive um ótimo resultado rapidamente. Recomendo!  Daura Cristina Ladeira Pinheiro 

"Recomendamos serviço de consultoria prestado pela TEN – Top Executives Net. Octavio Pitaluga consegue, como poucos, transformar necessidades em solução digital, gerando resultado eficaz na comunicação e consequentemente atraindo maior número de clientes gerando novos negócios. Contratar um CNO – Chief Networking Officer é fundamental para qualquer empresa.  Desejamos ainda mais sucesso para esse empreendimento. Equipe PJ 11.” 16 de agosto de 2011.  William CarvalhoSócio, PJ 11 Negócios Corporativos 

“O que falar do Octávio? Basta pesquisar sobre CNO e seu nome aparecerá. Profissional, intelectual, visionário, ativo, hands-on. Eu o recomendo para sua empresa ter uma aula de como agir em redes sociais e mudar sua história.” 11 de julho de 2011. Principais qualidades: Ótimos resultados, Especialista, Alta integridade.  Andre Munhoes 

“Fiz alguns treinamentos oferecidos pela empresa do Sr. Octavio Pitaluga do qual pude aprender conceitos sobre como me posicionar dentro das redes sociais e como gerar um networking de qualidade, através da técnica desenvolvida pelo mesmo de Chief Networking Officer. Esses conhecimentos fizeram com que eu alcançasse um melhor posicionamento na minha carreira. Recomendo!” 1 de dezembro de 2010. Marcel CohnAnalista Pleno de Relacionamento WEB, GSK

“Octavio is arguably one of the Brazilian pioneers on the subject of Social Media Marketing. We’ve established a business relationship based on trust, professionalism and similar understanding on the importance of SMM in today’s corporate Marketing reality. He’s a must-follow guy if you plan to explore the Brazilian market in any ways.” 29 de março de 2010.  Tiago Veloso

“Octavio is a very intelligent guy and a great networker. I am very proud to be part of its community networking and have learned a lot from him. His meaningful guidance are helping me to redirect my career and change my attitude to the network and business. I recommend it as a coach.” 31 de dezembro de 2009. Principais qualidades: Especialista, Pontual, Alta integridade. Patrícia Medeiros

“Octavio is a great networker pioneering a structured approach to using new media and social networks but also extremely proactive in reaching out to people and innovative in his approaches to business and the online reality” 25 de novembro de 2009. Vadim RoussinRegional Business Development Manager, EMEA, Intel UK LTD.

“I had the pleasure of meeting and networking with Octavio on several occasions. He is a brilliant speaker who translates his passions for Brazil and Networking into catchy stories and presentations. Launching the “Chief Networking Officer” to the list of CxO functions could be the trigger for many corporates to finally see and experience the power of networking. Octavio is doing serious groundwork here !” 9 de julho de 2008. Geert CONARDCountry Manager Ecademy Belgium, Ecademy Ltd.

“Octavio is a very straightforward man, which makes it a pleasure to do business with him. He knows his business, has an impressive network and is quick to act. If your looking for someone who knows social networks, business network management or business in South-America in general, I strongly recommend you contact Octavio.” 9 de julho de 2008.  Davy VandevinneEditor in Chief, Business ICT

“A person of good feedback and ethical. He will do whenever you asked something. He answers carefully, quickly and very efficiently” 13 de dezembro de 2007. Principais qualidades: Ótimos resultados, Boa aparência, Especialista. Paulo Luporini Pastore

“Eu e Octavio Pitaluga nos conhecemos informalmente numa festa e um ano depois, Octavio me ofereceu uma opotunidade de negócio, que vem evoluindo até então. Hoje em dia somos amigos e clientes e faço parte da TEN, onde venho expandindo minha rede de relacionamentos graças a moderna visão de Octavio Pitaluga.” 19 de julho de 2007. Antônio BrevesOwner, Abreves artdesign

“Octavio is singularly determined, ambitious, focused and resourceful. He has a vision for leveraging the collaborative technologies converging on modern business to effect powerful business relationships with TEN. Successful players work smart, connect appropriately and drive the deals. And so does Octavio.” 2 de fevereiro de 2007. Tia Carr WilliamsCOO, www.amodus.org.uk

“Octavio has been developing a very nice job on the networking projects planning for companies/businessmen. I could attend meeting with him and he has an excellent program for that, which I strongly recomend. I´m very proud to be part of his networking community and have been learning a lot with him.” 15 de janeiro de 2007. Anysio EspíndolaMarketing Manager, OCEANAIR – Brazilian Airline Company

“Octavio is the go to man with a tan, for Latin America for needs, international trade, intelligence and select human capital. Mr. Neto is connected. However, we might differ a little on whom plays the best football. Brent Ritz.” 2 de dezembro de 2011. Brent RitzManaging Partner / Head of Compliance, Black Diamond Fund / HP Walsh & Associates / Worldonetrade / PRC SPV’s / Kamag Anstalt Group

“Octavio thinks ahead, have strong beliefs and share his large knowledge constantly. He is a unique talent and if you wish to grow your business in Internet, Octavio is exact person to contract.” 7 de outubro de 2011. Rafael BorimInternational Relations Officer, ABIMAD

“Octavio agrega valor, transfere sua experiência e conhecimento, e estimula o adequado uso de redes de relacionamentos, incrementando o desenvolvimento de negócios e social.”8 de abril de 2010. Principais qualidades: Ótimos resultados, Especialista, Alta integridade. Joper Padrão do Espírito Santo

“”Octavio, is a very focused and result-oriented professional. He is passionate about his activities. He is active and disciplined in assisting his followers. Within his possibilities, he has always supported me with his skills and knowledge. I recommend Octavio. Congratulations on your professionalism and credibility. Success!””17 de fevereiro de 2010. Principais qualidades: Bom investimento, Pontual, Criativo. Luciane Abramo

“Octavio is a major asset to anyone company executives that are thriving to succeed and grow business revenue. Octavio is consistently resourceful and a major contributor, as demonstrated on numerous occassions.” 15 de dezembro de 2007.  Kenneth FaxCEO, Founder, Alexander Networks, Inc

“Octavio is a highly professional partner, I worked with him on a few Projects bringing Octavio’s partnering Companies an International Platform of Sales. Octavio had an exceptional understanding of new technologies and how to pick the right prospects.” 30 de agosto de 2006. Geoffrey HeinzelOwner, AscotGlobal

“Octavio is a very smart guy and an excellent networker. I think that Octavio is spot-on when he positions himself as a business netwrok specialist. Businesses ‘own’ a lot of intelligence which they do not use wisely or tap into. It makes sense to share all business intelligence there is across the workplace.” 20 de julho de 2006. Kees NielenDirector / Partner, Tradea Ltd

“Octavio is a respectfull professional, an apassionate for his business and a reference on his segment. He is also a very dynamic and responsive person.” 24 de janeiro de 2006. Robson Prado

“Octavio makes things happen through hard work and well fostered relationships. He is a true professional in all aspects of his work. He has his finger on the world I.T. pulse whilst recognising Brazil’s potential.” 9 de dezembro de 2005. Nicholas Huntriss

“Octavio has proved to be a a dynamic executive with an ever open vision to entrepreneurial possibilities. He has a great personality and proved to be a good friend and mentor to work with. His proactive approach,commitment and integrity have always been foremost in his business. Chris J Freeland” 4 de maio de 2005.  Christopher Freeland

“I approached Octavio via Ecademy because I had a an assignment in Sao Paulo and Rio de Janeiro. Octavio was extremely helpful and we werked fantastic together. He is a very smart and driven person. I recommend Octavio highly, and I admire his sence of the international business environment. He has a huge network and knows what is going on in the world.” 14 de abril de 2005. Aart Van den Bos

 “I know Octavio since 1 year as a very professional and ambitious person. His ability to win people for his matter makes him a very valuable business partner and friend.” 10 de março de 2005. Torsten Kinzelt

“O Octavio é uma pessoa impressionante e transmite isso em sua empresa, que tem uma postura muito participativa na vida de seus clientes. Sempre procurando inovações, conhecimento, descobrindo necessidades e compartilhando suas idéias com amigos e companheiros de trabalho. Sem dúvida é uma das qualidades que mais admiro no Octávio e que se reflete no seu trabalho.” 22 de fevereiro de 2005. Eunice Vitiello

“Octavio is a good business partner. Very active and respectfull at the same time. We continue to count on his efforts in our future.” 3 de janeiro de 2005. Roberto Thiele

“Octavio is very driven and committed to make things happen. He is reliable and responsible, so you can expect that he will meet his promisses.” 29 de dezembro de 2004. Evandro Trus

“Tech-bridges as a carefully conceived enterprise, is presently thriving very well with good connected technology resources. Pitaluga is a hands on CEO – not only for his background and international experience, but also for his well balanced focus on innovation and human resources network. Our present stage has proven truthfully what they promise.” 27 de dezembro de 2004. Volney FaustiniOwner, FIT

“Octavio is commited to help top Brazilian software companies to sell their products to BIG companies. Such kind of help is as difficult to find as a needle in a haystack.” 5 de maio de 2004. Roberto Carlos Mayer

“With his international experience, Octávio has in-depth knowledge of the IT-business with special emphasis in finding software solutions whilst relying on Brazilian IT-Companies. His company is highly responsive in finding the ideal and most cost-effective software solution for complex IT-problems.” 13 de abril de 2004. Martin Hercules

“I’ve had the pleasure of working with Octavio since 2003. He is a motivated, energetic professional, with strong business and analytic skills. He is excellent at networking and finding people who share his passion and commitment.” 7 de abril de 2004. Mike FitzgeraldVP. Businesss Dev., Modern Holdings

“We’ve been worked very closely together on several sensitive liaison projects;currently we’re developing many and strong iniatives to carry out projects with the retailler, logistic market. It’s come to my attention that my network and opportunities has sharply increased after our relationship. I strongly recommend Pitaluga not just based on Technology/Business but ethics and moral concepts.” 4 de abril de 2004. Otavio Monsanto de PaulaProcesses & Systems Manager, General Motors do Brasil Ltda.

“Legitimate leader. Empowerment trainer. He invited me to join an executives group in the net that has grown up my network in exponencial way and opened new business possibilities at international level. To Work along Octavio makes people feel “Chairman” joining a working team as well as starting their own business. A leader that leads leaders.–PM” 4 de abril de 2004. Mercedes Paglilla

“During the last few months I have attended three seminars with Octavio related to Networking and he has truly encourged me to improve this part. Octavio is truly visionary within this area and has taking a very pro-active approach towards this in Brazil. For anybody who want´s to improve its networking skills I highly recommend to attend one of Octavio´s seminars.” 28 de agosto de 2006. Krister Almström , Independent Consultant, Strategic Value

“I met Octavio during his visit to London and I was really impressed with the number of meetings he managed to arrange during his short visit to Europe. He’s a true networker and is one of the few professionals remaining that still practices what he preaches.” 13 de junho de 2006. Claudio ToyamaFounder / Chief Experience Strategist, Equilibrio Inc.

“Octavio is a clear minded professional who knows what he’s doing and where he’s going. His intelligence, drive and energy are a source of great inspiration for those who believe their future is in their own hands. He sees opportunities everywhere and is always ready to offer a helping hand. I highly recommend Octavio as a coach, he will be a guiding star on your way to success.” 30 de maio de 2006. Carolina Ayerbe

“Octavio is a very well connected guy, and always supposed to help and bring you the right person to talk. As I use to say, it’s not a matter of how much you know, but how many people (who knows) you can ask.” 20 de junho de 2006. Cassio SampaioIT Manager, Internet Group do Brasil

“Octavio did a great work on Ecademy South America / Brazil. He’s a great networker.” 9 de outubro de 2005. José Machado

“I’ve met Octavio in a network meet. He is very intelligent and he has so big energy that I’ve saw in few peopli. I am sure he will grow up much more than he is now.” 2 de agosto de 2005. Alexandre Ticom

“Octavio is making Ecademy South America/Brazil into a big success. Connect with him – highly recommended.” 14 de junho de 2005.  Hendrik Deckers, CNO/Founder, CIONet.

“Octavio has some most important competence in the actual days…sensibility to work with human being fellings and knows how to help these people achieve them objectives and deals.” 30 de maio de 2005. Alexandre Ferro

“When I think of Brazil, I think of Octavio!! Yes indeed, Octavio has a big-heart, thinks big, and delivers big results in the real-world. My type of guy. May the force continue to be with this wonderful human being.” 27 de maio de 2005. Jazz Singh

“My first contact with Otávio happened recently in a seminary when he revealed himself very skillful in the treatment with people and sufficiently convincing displaying his ideas. My registration in the LinkedIn and the Academy happened exclusively due to the positive way that he presented their advantages.” 26 de maio de 2005. Carlos Corrêa

“A seu favor, uma força de vontade incrível. Definitivamente se o Ecademy Brazil der certo, a maior parte do mérito é dele.” 11 de abril de 2005. Fred RamosPartner, Sysgen Tecnologia

“Need to get in to contact with professionals Octavio is your man (excellent mediator!)” 19 de março de 2005. Hans BlankenburghOwner/CEO, Zigfreda Ltda.

“Profissional qualificado e muito simpático. Penso que seu trabalho a frente do Ecademy Brazil tem sido muito importante. sua atuação foi fator fundamental para o sucesso dessa iniciativa.” 11 de fevereiro de 2005. Eder Alves

“Octavio é daquelas pessoas muito agradável, com quem é fácil conversar. Desde o primeiro encontro, ele se destacou pela honestidade e franqueza do seu discurso, pelo espírito empreendedor e pela atitude colaborativa.” 5 de fevereiro de 2005. Christopher de Buys Roessingh

“Octavio kindly introduced me and my MBA study friends to Brasil (Rio de Janeiro) and Brasilian business world. He also guided us trough Rio and its surroundings. Based on this we were able to arrange businesss contacts and had a wonderful time staying there.” 5 de fevereiro de 2005. Louis Anderson

“Minha convivência com o Octavio tem sido cercada de muita atenção, gentileza e profissionalismo. Desde o primeiro contato tive a oportunidade de conhecer uma pessoa sempre disposta a compartilhar.” 1 de fevereiro de 2005. Eunice Vitiello

“Octavio was outstanding in helping me with hints and suggestions to improve my professional network using both Ecademy and Linkedin. When it comes to networking, he is the master.” 10 de janeiro de 2005. Mauricio Sarreiro

“Octavio leads Ecademy Brazil with dynamism and enthusiasm. He is doing a remarkable job in promoting networking concepts and opportunities.” 7 de janeiro de 2005. Cristiane Drummond

“As the Director of Ecademy South America/Brazil, Octavio not only does a great job updating us on events and opportunities, he actually goes an extra mile and with his personal approach makes us feel like family, regardless of our location and interests.” 7 de janeiro de 2005. Fabiano CidManaging Director, Ccaps Translation and Localization

“Octavio is an excellent guy, a natural networker, with good people judgement, who has done fantastic work building the Ecacemy networking community in South America. He has a very friendly direct communications style, together with super communications skills, including superb English language skills. I am delighted to endorse Octavio and to recommend him highly.” 7 de janeiro de 2005. Paul Richard HyndOwner & Managing Director, Stock Republic Ltd

“Met Octavio in Rio in Dec/Jan 2004/2005. A very nice experience. If going further with projects in the region I will certainly trust the advises of Octavio which also happens to be one of the best connected persons in South America.” 7 de janeiro de 2005. Arnljot Alfsen

“Octavio has proved to be very dedicated to networking evolution in Brazil and has been doing a great job Leading Ecademy Brazil.” 6 de janeiro de 2005. Sergio Braga

“It´s my great pleasure to endorse Octavio. Thanks to his support I am doing business with 2 companies in Brazil. Our service to my customers in Mexico is getting better due to Octavio´s help. Thanks a lot. Wishing an excellent year full of success and health. Regards.” 6 de janeiro de 2005. Cesar AngelesOwner, azul international cargo, s.a. de c.v.

“Octavio and his work, gives valuable help to people – not only in Brazil. His work makes it possible to make connections and enlarge business circumference. I would probably never have made contacts with people in Brazil if not for him. Octavio has been friendly and helpful and he share his knowledge magnanimous. 5 de janeiro de 2005. Vibecke Klovning

“Octavio Pitaluga is doing a great job leading Ecademy in South America, specially in Brazil. His work is definitively a useful tool that helps entrepreneurs to develop their business.” 3 de janeiro de 2005. Eduardo Vieira

“Octavio is doing a great job in order to expand Ecademy in Brazil. He is a hardworker with a incredible commitment.” 3 de janeiro de 2005. Sergio Viriato

“Octavio is a very active director, he has the ability to involve people and get them to participate proactively. He is creative and always finds new ways of getting people to join the club and interact with each other. In my opinion Octavio is and excellent network promoter.” 28 de dezembro de 2004. Conny de Wit

“Octavio has been very proactive in promoting the use of ecademy within its south american members, as well as recruiting new members and promoting real life meetings with everyone.” 28 de dezembro de 2004. Guilherme Mazzola

“When it comes to making business connections, Octavio truly “gets it.” His work at Ecademy Brazil has been exemplary. I’m glad to be part of his network.” 27 de dezembro de 2004. Daniel Nestle

“Octavio is one of the leaders in the development of Ecademy in South America and in particular Brazil. His determination and leadership has led the Ecademy expansion in this regionand should be praised for it.” 27 de dezembro de 2004.  Marco Franca

“Octavio is promoting Ecademy’s South America and Brazil chapters. I have been very impressed by the way he is introducing this new concept: “social/business networking” in South America. Octavio has been phenomenally responsive to all the questions I had in my mind on this community and how it should be expanded. I highly recommend anyone dealing directly with Octavio.” 27 de dezembro de 2004. Roberto Persivale

“Octavio is a bright host and a remarkable networker. He enjoys and makes enjoyable meeting, assisting and supporting other people. His job in the growing Ecademy South America is an example of his skills and experience.” 27 de dezembro de 2004. Gerardo CoronelCo-founder and Sales, Marketing and Operations Director, TeleHispanic Services

“Octavio heads Ecademy south America, we work together planning some activities in the region, Octavio was very frank, hones and professional with all the task ww did together. It is a pleasure working for Octavio, because he always makes the things look simple.” 27 de dezembro de 2004.  Daniel AmatoDirector, Latin America, The SCO Group

“I would like to say that Octavio, through Ecademy Brazil has brought my dream a little closer, he helped me get access to one of my heroes and for that I think he is the best guy in the world, he is an outstanding human being and I will be forever grateful to him.” 27 de dezembro de 2004. Kerry Santo

“I am a living proof of the powerfull habilities of Octavio´s networking expertise. He helped me to meet my current employer in just 48 hours! Octavio is a great professional, target oriented with respect of people´s differences. He deals with all kinds of situation with great responsibility that a great leader and an amazing enterpreteur can be.” 26 de agosto de 2004. Maria Gabriela Pereira

“Octavio is the real deal. Real as a person and a dealmaker / connector at heart. Not a phrase normally used in business but you have to get to know him in order to validate this statement” 21 de maio de 2004. Gordon Ebanks

“Octavio is one of the best executives I ever meet, he has qualities from enterpreneur and visionary to very hard worker executive.” 5 de abril de 2004. Fabio Luis Schmidt

“Octavio is a professional networker who understands the power of connections. He works hard to make things happen and will go the extra mile to deliver.” 4 de abril de 2004. Paul ShermanOwner, Broaden

“Octavio hired me initially to look after Germany, Austria and Switzerland and I was impressed with his structured approach to business, his drive and energy to achieve a lot in a short space of time, plus the fact that he always found a way to motivate his team. Although we only worked with each other for a little more than 6 months I enjoyed the time and learned a lot from him.” 14 de julho de 2006. Michael BalzerHead of Sales and Marketing, 3C Communications International S. A. (Tele2 Group)

“Worked together with Octavio in the Iberian peninsula on several projects and found him to be a highly driven, competent executive. And he did not forget to have some fun either.” 6 de maio de 2004. Christian BjornOwner, Casa Potthoff

“Over the months we spent together at the Rotterdam School of Management, Octavio proved to be a hard working and dedicated person that gets things done. He is a great team player with much initiative and motivation, adding much value to the team.” 8 de janeiro de 2005.  Christine GautierSummer Project, Johnson & Johnson GmbH

“Over the months we spent pouring over complex statistics, Octavio proved a dedicated and focused contributor even in the most difficult of situations. Quite simply, Octavio is a hard working person that gets the job done.” 3 de janeiro de 2005. Jerome WittamerSenior Investment Manager, BGL Investment Partners S.A.

“Octavio arrived at RSM with wonderful international work experience. He took the strategic profiling methodology for building dynamic network structures likes brands and immediately put it to work in creating business value. One of my best students…serious, dedicated, and responsible.” 29 de dezembro de 2004. Colby Stuart

“He is a confident and trusted colleague and team member. He meets all deadlines and he is thorough in his approach to detail.” 15 de maio de 2004. Jodie Rich

“Octavio took his MBA summer assignment at Mphasis Corporation. During that period, I found him to be very motivated and smart. He got the job done very effectively. His learning ability and willingness were impressive. He contributed significantly to the success of our company in the areas he was involved in.”” 7 de maio de 2004. Hans BloemOwner, Twenty6 BV

“Octavio is an excellent professional. He is pro-active, thinking ahead and ready to roll up the sleeves. He is apt at gathering the right people to make things happen. When he works in groups he is a great team player and gets everybody excited to work towards a shared objective. I recommend Octavio very highly to any one interested in doing business with him.” 12 de abril de 2004. Gerhard UrbaschSenior Manager, ZLU – Zentrum für Logistik und Unternehmensplanung GmbH

“I knew Octavio during our time at the MBA together where he gained his first hands-on experience in the marketing of technology. Most remarkable was his initiative in creating and leading a team of 4 webmasters (from just one), without any previous experience in website-building nor technical knowledge.” 6 de abril de 2004. Margaret Gold

“It was my pleasure to work with Octavio on several occasions, during the time we spent at Rotterdam School of Management. I was impressed by Octavio’s contribution to his colleagues. Octavio is cable of zooming on the essential, most critical issues and it was pleasure working with him.” 4 de abril de 2004. Assaf DavidMBA, Rotterdam School of Management, Erasmus Graduate School of Business